Our estimated 70th percentile household brings in $107,908 annually and we base spending on that number.įorbes Advisor estimates that the household has $32,072 in expenses that can be reasonably charged to a credit card. Forbes Advisor uses data from various government agencies in order to determine both baseline income and spending averages across various categories. To determine the rewards potential of the L.L.Bean® Mastercard® *, we consider what an American household might spend on a credit card each year. Bean and are not redeemable toward express or oversized shipping, sales tax, Outdoor Discover Programs or L.L.Bean for Business purchases. If over the phone or in person, cardholders must inform the sales agent of the desire to use Bean Bucks before the purchase is complete, as Bean Bucks cannot be used retroactively.īean Bucks may only be used toward the price of merchandise or services purchased from L.L. Bean website, in person or over the phone. Bean Bucks may be used to pay for purchases via the L.L. Bean Mastercard reduce the total amount of a purchase by $1 each. Redeeming Rewardsīean Bucks earned with the L.L. The L.L.Bean® Mastercard® * includes a welcome bonus: 20% off today at L.L.Bean upon approval with the L.L.Bean® Mastercard®, terms apply. Bean Bucks are earned immediately and will appear in your account at and on your statement each month. Bean, 2% Bean Bucks® per dollar spent at restaurants and gas stations and 1% Bean Bucks® per dollar spent on all other purchases. The L.L.Bean® Mastercard® * earns 4% Bean Bucks® per dollar spent at L.L. If you leave the website and return, the offer won’t be valid. The card also includes a welcome offer of 15% off the purchase you make in the same website visit where you receive instant approval for the card. Bean Mastercard overseas much, since it charges a 3% of each purchase transaction in U.S. You must use your card or Bean Bucks to make the purchases and receive these perks. Bean for Business items and shipping perks do not apply to express shipping, oversized item shipping or shipping to addresses outside of the U.S.

Bean orders, plus free monogramming of L.L. While limited on the additional perks, the card does offer free standard shipping and free return shipping on all L.L.

Likewise, with gas stations attached to supermarkets or wholesale clubs-these purchases will only earn 1%. As is typical with many cards, purchases made at bakeries or cafes and restaurants inside of other stores won’t typically earn the full 2%. The card earns 4% Bean Bucks® per dollar spent at L.L.

The L.L.Bean® Mastercard® * earns rewards as Bean Bucks redeemable toward future L.L.

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